UNITED ARAB EMIRATES

Fair, transparent and modern collections for UAE consumers

An innovative and ethical solution to legacy collections practices, empowering UAE consumers to achieve better financial outcomes.
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Ethical principles, effective results

  • Supporting Shariah-compliant lenders

    Maintain your values throughout the entire customer journey — including collections — with an experience rated 4.9-stars on average from over 2,500 Google reviews.

  • Flexible payment options

    Including customisable payment plans, digital wallets and more, our payment options can suit each customer’s unique preferences.

  • Complete self-serve capability

    Built for transparency and convenience, 86% of paying customers resolve their accounts independently using our Customer Portal.
    Customer portal
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InDebted launches in the UAE to provide modern debt resolution experiences through AI

Mar 25, 2025
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Mar 25, 2025

InDebted launches in the UAE to provide modern debt resolution experiences through AI

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Our operations
Global outlook, local expertise

  • As Founder and CEO, Josh has led InDebted from a startup to a high-growth industry disruptor. His strategic vision of merging cutting-edge technology with customer-first solutions has redefined industry standards, transforming InDebted into a global leader that's revolutionising how businesses manage collections.

    Josh Foreman

    Founder & CEO

  • Stuart is an experienced sales and strategy leader, with previous roles at Macquarie and Go Cardless. At InDebted, he leads systematic new market entry – from region identification through to launch execution. Supported by creating strong relationships with market leaders, Stuart drives our global expansion strategy.

    Stuart Ahmet

    Growth & New Markets Lead

Built for high-growth Islamic Finance institutions

  • Multi-regional compliance

    Local regulations are built into our infrastructure by code, ensuring collections activity is consistent with applicable laws and regulations.

  • Customer experience excellence

    Our digital-first solutions and leading Customer Experience Team empower customers to manage their accounts with dignity and flexibility.

  • Human-centered technology

    Combining technological innovation with human understanding, such as personalised strategies and culturally sensitive communication schedules.
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Find licensing information where you operate

InDebted meets all licensing and regulatory requirements in the United Arab Emirates.
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